Tuesday, 17 January 2012

Balance the Books

We are constantly being told we have to "Balance the books" I've not managed to do that for years but do my best to spread my money out over the month. I don't get any bail-out if i don't get in right and neither do you dear reader.

Tonight I was watching Central News and the top story was about the Ministry of Defence cutting a further 4,000 jobs and 10% of those was most likely going to be the Gurkha's. Is this a back door way I thought of cutting the costs after the victory by Joanna Lumley and other supporters giving them equal rights. We are told by the current government its to "Balance the books" after the mess left by the previous administration.

Forgive me for being a financial ignoramus if we are to be balancing our books, why is it that we have to have 10 Billion I think it is in reserve in case there are more financial problems with our European partners. This after 20 Billion has already been paid to shore up the European economy if I have read the facts correctly. As I say I'm not a financial whizz-kid, far from it but logic says if you can barely balance your budget and books you don't give a large chunk of your money away, and  not likely to see it again for  a long time when you need that money to safeguard the nation with our existing troops and other important things like Education and health to mention but a few.

Then there is the very slow way we do some things in this country and in this case I mean the controversial HS2 Rail Project and more locally the extension of the Midland Metro. The Victorians with far less technology but far more brawn built Britain's Railways in far less time and for less cost than the equivalent expenditure today. Investment in Britain's Transport infrastructure which is essential in my opinion seems second rate compared with the rest of the world and we have to do it at a larger cost and prolonged time-scale.

The argument always comes back to money and it is an important factor in the equation but until we stop giving money away to help other countries we are never going to help ourselves do what Britain did best in the past,  invent, innovate, motivate and get things moving.

You cant "Balance the Books" unless common sense prevails and will it? I doubt it as long as it seems that the powers that be see us as mugs just like the people who send regular emails telling me I've won a lottery i haven't entered or to help out some sick and helpless person who has money stuck in a foreign bank account they wish to share. Oh ye as long as I given them my bank details and so they can deposit it and if you are daft enough to given them the info anything you do have will be taken before you know it? Oh isnt that what our government are doing, helping themselves to our moneys we pay in taxes etc to Balance the books but never see the benefit?

I'm not for or against any government as whichever one is in we always seem to suffer because of what others have done and don't get me started on the bankers and the energy companies.....

Wednesday, 4 January 2012

2012 already

Well we are now into the year of the Olympics as its 2012 so first of all Happy New Year to you all.

Apologies for the December gap as i had an accident and fractured my Humerus bone in right arm. Now managing with experience to use my left hand more as well as adapt to not being able to use right hand and arm until plaster removed and physio at some pointy soon I hope. The worst thing about the accident is having to sleep upright so that the fracture can use gravity to aide healing. Still I'm a lucky one when i think about all those people in the British Forces out across the world who may not be as lucky when it comes to healing

So whats in store for us this year? Well who knows but its not started off all that well. High winds with gusts up to 100mph in Scotland and 70mph in the Midlands. The inevitable public transport fare rises on buses and trains. Fuel and energy prices still creeping up and supermarkets making we think we are having bargains but the way the manufacturers price and package items mean we don't always see the subtle changes eg same price - less content - same size container.

As i said at the beginning the Olympics will soon be upon us and they say that the UK economy is going to benefit from the millions pounds that will be spent whilst here. Maybe the UK economy will gain in that the government will have not as much debt to cover but if there independent financial advisers say  that this is going to be a tougher year than last year. One thing is for certain there will be less jobs about in the public sector and the private sector will also be feeling the pinch.

I hope the Olympics will at least bring a sort of good feeling boost to all whether you like sport or not and judging by the 2 million people who applied for the opening ceremony its going to bring some enjoyment.

At the beginning of the year many people decide to make a new years resolution - did you? Well if you did, I hope things work out for you. Whatever you wished for yourself for 2012, I wish you all the best for whatever you want in and out of life this year and may all or most of your dreams become reality and that by December 2012 you can say "it was a good year"

I will leave this thought with you "Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent."